Good Stead Consulting (GSC) is a specialized law firm that provides a wide range of professional and legal services for Real Estate, Foreclosure Defense, Loan Modifications, Debt Relief Services, Bankruptcy, and Litigation for distressed consumers in a modern and ever-changing landscape.

Our firm realized many years ago that banks and mortgage companies always have adequate legal representation, while homeowners and consumers often struggle to fight them on their own.  We leverage our relationships with lending institutions, organizations, legal networks, and various start-ups that also share a common goal and that is to protect homeowners.  Strong Knowledge and Expertise are essential in being able to provide timely and transparent services to distressed consumers.

As a Consumer and a Homeowner, you deserve to know your rights when it comes to dealing with your lender.  After conducting thorough financial analysis, we prepare a strategy that is consistent with your goals.  Litigation often becomes necessary to prevent or rescind foreclosure, and, through litigation, we can push your lender to settle with a loan modification, sometimes even where a foreclosure sale has occurred.

What banks and/or mortgage lenders do not seem to understand is that a loan modification is the most ideal scenario for our client and the lender. The client stays in their home with peace of mind, the lender obtains a once-again productive loan, and everyone is back on track to economic recovery. Loan modification program requires banks take a serious look at the current loan and conduct a vital cost-benefit analysis to realize that a loan modification is the most practical solution.

At Good Stead Consulting, our highly trained staff is groomed to work with homeowners who have financially and emotionally invested in the most important asset of their lives: their home. Helping consumers/homeowners retain their homes will only serve as the basis of our onward relationship. Good Stead Consulting (GSC) has accredited professional contacts, licenses, and relationships to properly guide homeowners through our process, whatever the homeowners’ unique circumstances may be. The ability to provide a wide array of legal services allows us to be able to adjust to any unique circumstance that the homeowners may be in. Our years of experience allow us to be able to customize a strategy to put the consumers/homeowners back on the proper path, financially and emotionally.

A loan modification is an adjustment to the terms of a homeowner’s mortgage loan agreement. The goal is to reduce the monthly payments to an affordable amount so that the homeowners don’t default on their loans and lose their homes.

The Homeowner’s options in a typical Loan Modification Program may include:

· Extending the terms of the mortgage loan.

· Reducing the interest rate.

· Changing your loan type to a fixed rate amount.

· And more

With Good Stead Consulting’s expertise, we take a strong stance against mortgage companies and aggressively work to find a loan modification program that will save you money and protect your home